The Strategic Multi-Hub Approach: Live Globally, Pay Less
Throughout my years of traveling, I’ve developed a lifestyle that offers both freedom and stability. Many assume that being a location-independent professional means constantly moving, but that’s not necessarily true. While some professionals prefer to spend a few weeks or a few months at a time per country and be continually on the move, this article proposes an alternative.
When I started my journey, I hopped from one country to another every few weeks. I wanted to explore, build my network, and connect with key players. My primary goal was to experience life in different places.
If you love constantly being on the move, that’s great. However, along with many other location-independent professionals and entrepreneurs, I have discovered that striking a balance between movement and stability is key to maintaining productivity and a high quality of life. That’s where the Multi-Hub Strategy comes in.
What is the Multi-Hub Strategy?
The Multi-Hub Strategy is a lifestyle and tax planning approach designed for individuals who wish to reside in multiple locations without being tied to a single location. Instead of bouncing around aimlessly, this strategy enables you to establish home bases—hubs—in various regions, providing the ideal blend of comfort, efficiency, and flexibility.
To create an ideal multi-hub setup, ask yourself:
- How much time do I want to spend in each of my base locations?
- How much time does each hub deserve for my lifestyle and business needs?
- How can I integrate shorter stays in other countries while maintaining stability?
There are many ways to structure a location-independent life—from the perpetual traveler who never stays in one place to those who prefer settling in one country as an expatriate. Through multiple high-value conversations with nomads and entrepreneurs, I’ve found that most people benefit from a middle-ground solution: a well-structured Multi-Hub Strategy.
How the Multi-Hub Strategy Works
A well-designed Multi-Hub Strategy involves establishing multiple home bases—usually two or three—that allow you to rotate between regions without triggering tax residency. For example, you might spend:
- January to April in Koh Samui, Thailand.
- Spring and summer in Portugal or Spain
- Fall and early winter in Medellin, Colombia.
This setup allows you to experience the best of Asia, Europe, and the Americas throughout the year. Additionally, by staying in each location for around 90 days, you can avoid becoming a tax resident, thereby gaining greater financial flexibility.
Beyond taxation, this approach also enhances your travel experience. Your three main hubs provide a comfortable base, while the remaining three months of the year can be spent exploring new destinations—whether for business, leisure, or a mix of both. For example, while transitioning between hubs, you might:
- Enjoy Buenos Aires while traveling to your base in Colombia.
- Consider visiting Italy before or after spending time in Spain or Portugal.
- Take a short trip to Singapore or visit Tokyo while based in Thailand.
This structured approach ensures you get the best of both worlds—stability in familiar locations and the excitement of exploring new places.
Why a Multi-Hub Setup Works for Location-Independent Individuals
As I work with more location-independent individuals, I realize that adventurous and successful people often prefer to be settled in the places they live. They seek efficiency and comfort while still taking advantage of global living opportunities. I will write an entire article on the reality of leisure accommodations, as this is a topic worth exploring in greater depth.
With the Multi-Hub Strategy, you can select countries catering to your lifestyle and business needs, if applicable. Some key factors to consider when choosing your hubs include:
- Quality of Life: Access to great restaurants, reliable transportation, and modern conveniences.
- Investment Opportunities: Emerging markets where you can grow your wealth.
- Ease of Travel: Locations that serve as great jumping-off points for nearby destinations.
Spending most of your time in well-established bases ensures high comfort while allowing room for adventure. For instance, while enjoying your base in Spain, you might take a short trip to Istanbul to explore upcoming markets.
Establishing Your Multi-Hub Bases
Once you’ve chosen your ideal hubs, the next step is deciding whether to rent or buy property. There are multiple ways to approach this:
- Renting in all three locations for maximum flexibility.
- Owning one property while renting the others.
- Gradually acquiring properties in each hub over time.
Owning real estate in key locations can provide long-term benefits. It allows you to customize your living spaces and reduce ongoing rental costs. Plus, having a permanent home in each hub means you’re always returning to a familiar and comfortable environment.
Choosing the Right Multi-Hub Locations
When selecting your hubs, keep in mind:
- Foreign Ownership Laws: Some countries make it easier for foreigners to buy property.
- Residency Options: Some locations offer residency through real estate investment.
- Tax Considerations: Avoiding tax residency while maintaining access to essential services.
For example, locations offer real estate-based residency options. Meanwhile, countries such as Thailand, Spain, and Colombia provide attractive environments for international entrepreneurs.
The Bottom Line
The Multi-Hub Strategy is about designing a life that gives you freedom, financial efficiency, and stability. It allows you to structure your time across multiple regions while maintaining tax efficiency and enjoying the comforts of home in your designated hubs.
Rather than constantly chasing new destinations or being confined to a single location, this strategy offers the best of both worlds. By rotating between your hubs and integrating short trips, you can maximize your lifestyle while keeping your financial obligations in check.
As I continue to network with location-independent professionals and retirees, I see an increasing number of people interested in adopting this approach. It’s an innovative, strategic way to live globally while paying less.
Ready to take control of your global lifestyle? The Multi-Hub Strategy might be the perfect solution for you.